Mortgage
rates have always been lower than personal or secured loan
rates. It is therefore reasonable to say that should you
wish to raise money at any time, for any purpose then your
mortgage would be your best vehicle to achieve this.
Personal
loans and HP are usually taken because they are almost
obtained immediately where as a mortgage will take a few
weeks. However, asides from the normal mortgage products
available the “Flexible Mortgage” is now readily
available through many providers. These schemes are at
very keen rates and are available on provable and self
certified income basis. By switching to a self certified
scheme you can provide the facility to raise finance
immediately but will cost you nothing until the extra
funds are drawn.
Countywide Financial Services are
an Appointed Representative of PMP Network Ltd who
are
authorised and regulated by the Financial Services
Authority for Mortgage and General Insurance
mediation
only.
F.S.A Registration No. 304174
Your home is at risk if you do not keep up
repayments on a mortgage or other
debt
secured on it